With an emphasis on commercial, banking, and financial services litigation, Mr. Tom defends clients in all aspects of litigation in state and federal courts in both single plaintiff and class action litigation. He is aggressive in the representation of his clients and their interests, but, understanding the needs of the client, he also seeks to obtain resolution of disputes in the most cost-effective manner. In his almost 20 years of practice, he has tried numerous cases to judges, juries, and arbitrators.
In regard to his banking and financial services litigation experience, Mr. Tom has successfully defended clients against claims asserting violations of the Fair Credit Reporting Act (FCRA), Telephone Consumer Protection Act (TCPA), Electronic Fund Transfer Act (EFTA), Home Affordable Modification Program (HAMP), Fair Debt Collection Practices Act (FDCPA), Truth in Lending Act (TILA) and Right to Financial Privacy Act (REPA). In addition, Mr. Tom frequently defends his banking and financial institution clients in wire fraud cases involving Article 4A of the Uniform Commercial Code, Regulation E, and Regulation J.
Mr. Tom routinely defends clients against common law claims, such as breach of contract, breach of fiduciary duty, conversion, negligence, tortious interference, inducement of breach of contract, civil conspiracy and fraud. Mr. Tom is also experienced in creditors' rights litigation, is well-versed in limited-recourse guaranty issues, and has obtained numerous restraining orders, injunctions and receivership appointments on behalf of lenders and servicers.
In addition to his commercial litigation practice, Mr. Tom has significant experience defending manufacturers and retailers in product liability litigation, involving drugs, medical devices, and food and food labeling. He also represents clients in connection with government contracts and related litigation.