Stephen K. Pudner

1400 Wells Fargo Tower
420 20th Street North
Birmingham, Alabama 35203
T: 205.250.8318
F: 205.488.3718

Stephen K. Pudner is a real estate and construction attorney in the Birmingham office, with a dual transactional and litigation focus in these fields.

Stephen represents servicers and developers relating to the transactional aspects of the development, sale, and leasing of real property throughout the United States, as well as in real property litigation resulting from property disputes, foreclosures, faulty surveys, title defects, lien seniority disputes, delinquent property tax sales and redemptions, and applicable state and federal statutes and regulations. He manages a portfolio of ongoing litigation matters for one of the nation's largest loan servicing companies.

Stephen also represents owners, developers, and prime and sub-contractors in construction contract negotiations and drafting, as well as in litigating, mediating and arbitrating a wide variety of multi-party commercial and contractual disputes, large-scale construction cases and tort claims. He advises these clients relating to early dispute resolution strategy, as well as issues relating to mechanics' liens, prompt pay and retainage laws, and licensure and bonding requirements. Stephen is one of three Alabama attorneys accredited by the U.S. Green Building Council as a LEED Accredited Professional (AP), which allows him to help clients proactively assess and plan for green building requirements and considerations.

Stephen has studied in Spain and Switzerland, taught and lived in China, Nepal and Nicaragua, traveled throughout Asia, South America, Morocco and Turkey, and is highly proficient in written and spoken Spanish. During law school, he clerked for the U.S. Department of Justice's Office of International Affairs, the Inter-American Development Bank and the Attorney General of Virginia.

Representative Matters

  • Negotiated and drafted numerous multi-million dollar construction contracts on behalf of health care REIT client; senior living/ multi-family developer clients; Japanese industrial manufacturing client; and Irish commercial aviation company.
  • Advised nationwide telecommunications construction company to ensure enforceability of hundreds of ongoing construction contracts and leases and to mitigate related risks in light of corporate conversion of 15 subsidiaries operating throughout the U.S.
  • Secured dismissal of numerous state and federal lawsuits brought by borrowers against mortgage servicing and government-sponsored entity clients seeking punitive and mental anguish damages based on allegations of negligent servicing, wrongful foreclosure, fraud and violations of various HUD regulations, the Fair Debt Collections Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA).
  • Successfully handled appeal to Alabama Supreme Court, resulting in precedent-setting ruling that overturned prior rulings from Alabama Court of Civil Appeals and clarified the timing requirements regarding assignment of mortgages prior to foreclosure under Alabama law.
  • Successfully defended mortgage lender in purported nationwide bankruptcy class action lawsuit and obtained ruling from federal appellate court creating new precedent limiting creditors' duties to record and disclose bankruptcy-related fees.
  • Successfully petitioned the Alabama Supreme Court to issue a writ of mandamus overturning the trial judge's order compelling the production of a post-accident investigation report.

Professional Honors & Activities

  • Confirmed by the U.S. Green Building Council as a Leadership in Energy and Environmental Design Accredited Professional (LEED AP)
  • Listed as a "Rising Star" by Alabama Super Lawyers in Business Litigation (2014, 2015)
  • Member – Birmingham Bar Association
  • Member – American Bar Association Construction Forum
  • Member – 2013 Birmingham Multiple Sclerosis Leadership Class Advisory Council

Publications & Speaking Engagements


  • Alabama, 2008
  • District of Columbia, 2011
  • Virginia, 2015
  • U.S. District Courts for the Northern, Middle and Southern Districts of Alabama
  • U.S. Court of Appeals, Eleventh Circuit


  • University of Alabama School of Law, J.D., 2008, cum laude
    • Senior Editor – Alabama Law Review
    • Full academic scholarship recipient each year
  • Georgetown University Law Center, Visiting Law Student, Spring 2008
  • University of Fribourg, Switzerland, Summer 2006
  • University of Virginia, B.A., Economics, 2003
  • University of Valencia, Spain, Fall 2002